Your claim. Our fight.
Your Trusted Partner in Insurance Dispute Resolution
Serving Houston, Dallas, San Antonio, and Austin
Our team of experienced field adjusters works directly on-site to gather critical data, including measurements, photographs, and supporting documentation. This ensures accurate estimating, thorough analysis, and strong negotiation on your behalf.
When it comes to resolving insurance disputes, accuracy and advocacy matter. That’s why we deliver boots-on-the-ground, in-person service—not just virtual estimates. We specialize in Public Adjusting, Expert Testimony, and Appraisal Services.
Whether you're a policyholder, attorney, or contractor, we bring the clarity, credibility, and commitment needed to reach fair and timely resolutions.
Let us be your trusted partner in navigating the insurance claims process—on the ground, where it counts
“Your claim. Our fight.”
We handle the stress of the insurance process so you can focus on recovery.
Meet Your Expert
- Successfully managed and resolved multi-million dollar insurance
claims, demonstrating exceptional proficiency in handling complex
cases. - Significant experience handling catastrophic events and adjusting
complex fire, flood, wind, and hail claims for both commercial and
residential properties. - Highly effective at handling litigated files and complex losses.
- Residential and Commercial Haag Certified, Xactimate Level 2 Certified
Public Adjusting Services
Maximize Your Insurance Claim with a Licensed Expert on Your Side
Filing an insurance claim can be overwhelming—and often, policyholders find themselves at a disadvantage when dealing directly with their insurance company. That’s where we come in.
Our licensed Public Adjusters work exclusively for you—not the insurance company—to ensure your claim is handled fairly and accurately.
What We Do:
- Evaluate Coverage: We review your insurance policy to determine what is covered and how best to present your claim.
- Document the Loss: Our team conducts a thorough, on-site inspection to collect measurements, photographs, and evidence necessary for a strong, detailed claim.
- Prepare the Estimate: We create a comprehensive, accurate estimate of damages that reflects the true cost of repair or replacement.
- Negotiate the Settlement: We handle all communications and negotiations with the insurance company to secure the maximum settlement you're entitled to.
Why Choose Us?
- In-Person Inspections – No shortcuts or virtual-only assessments.
- Local Experts – Serving Houston, Dallas, San Antonio, and Austin.
- Client-Focused – We only get paid when you do.
Expert Witness Services
Credible, Court-Tested Expertise in Property Insurance Disputes
When litigation becomes necessary in a property insurance claim, having a qualified, experienced expert on your side can make all the difference. We provide expert witness services tailored specifically for plaintiff attorneys involved in residential and commercial property insurance disputes.
Our team brings industry knowledge, field experience, and professional credibility to support your case from pre-litigation through trial.
How We Help:
- Case Review & Analysis - We analyze policy language, claim files, damage assessments, and insurer behavior to identify inconsistencies, undervaluation, or bad faith practices.
- Technical Reporting - We provide detailed, objective reports that break down complex claim issues in a clear, persuasive manner—suitable for mediation, deposition, or court.
- Expert Testimony - Our experts are available to testify in depositions, arbitration, and trial. We present findings clearly and confidently, helping judges and juries understand technical insurance matters.
- Field-Based Credibility - We aren’t just desk reviewers—we perform on-site inspections, collect physical evidence, and apply real-world knowledge to every case.
Areas of Expertise:
- Property damage estimation
- Policy interpretation & claim handling standards
- Scope of loss & repair methodology
- Insurance industry practices and standards of care
Why Attorneys Choose Us:
- Experienced in litigation support and testimony
- In-depth understanding of Texas insurance law and practices
- Clear communicators who can translate complex issues for a jury
We work closely with attorneys to build strong, fact-based cases rooted in expert insight. Whether it’s helping to demonstrate improper claim denial, undervaluation, or delay tactics, we bring authority and clarity to your client’s case.
Appraisal
Protecting Your Interests in Property Disputes
When you and your insurance company can’t agree on the value of your property damage, the appraisal process offers a faster, less confrontational alternative to filing a lawsuit. We represent you, the policyholder, throughout this process to ensure your loss is evaluated fairly and accurately.
As your appointed appraiser, our job is to advocate on your behalf for the true and accurate damages—using experience, detailed inspection, and sound estimating practices to present the true value of your claim.
When Should You Consider Appraisal?
- Your insurer undervalues the cost of repairs or replacement
- There’s a dispute about the scope of damage
- Negotiations have stalled and you need a resolution without going to court
Our Role as Your Appraiser:
- Conduct a Thorough On-Site Inspection - We personally assess the damage—taking measurements, photos, and notes to document the full extent of your loss.
- Prepare a Comprehensive Estimate - Using industry-standard tools like Xactimate, we prepare an accurate and defensible estimate for your property damage.
- Collaborate and Negotiate with the Opposing Appraiser - We engage in a professional dialogue with the insurance company’s appraiser to find common ground—or identify key differences.
- Work with the Umpire if Needed - If the appraisers can’t agree, a neutral umpire steps in. We present your case clearly and effectively to support a favorable outcome.
Why Policyholders Trust Us:
- In-Person, Detail-Oriented Inspections - We don’t rely on second-hand data—we verify everything ourselves.
- Decades of Combined Industry Experience - We understand how insurers operate and how to counter incomplete or inaccurate estimates.
Testimonials
GIVING BACK
All Peril Adjusting is committed to our clients and the communities we serve. We take active leadership roles with multiple organizations dedicated to the betterment of our society. If you would like to get involved or have opportunities for us to help, please contact us at michelle@allperiladjusting.com.
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